Personal Loans with JP Financial
Good Credit, Bad Credit or No Credit
Sometimes everyone ends up a little short on cash. Whether you need help to pay the bills, fix the car, finally take that family vacation or just breathe a little easier; our personal loans can help get you the funds you need.
You can count on us for great customer service and fast funding to your bank account.
You may qualify for a Personal Loan from $1000 to $5000 and there is nothing to pay up-front!
Unlike short term or payday loans, we offer great repayment terms of 12 to 36 months with monthly, semi-monthly, weekly, bi-weekly or every 4th week payment options. We have very competitive annual percentage rates (APR) ranging from 9.9% to 39.9% depending on previous credit history.
IT’S SIMPLE! Follow these easy steps.
Apply Now! by using our secure online form to start your application process.
We will review your application. Approvals are based on your monthly income and review of your credit report. Don't be discouraged if you have no credit or poor credit. We can help people establish or re-establish their credit.
Once pre-approved we will need proof of the following:
- 2 pieces Government issued ID – 1 being a photo ID;
- Your last 2 pay stubs;
- Your last 90 days of bank statements;
- Your lease agreement or mortgage statement (if available);
- A recent utility or phone bill showing name and address;
- A void cheque to where you would like your funds deposited (this will be the same account your monthly payments will be withdrawn from.)
Our final approval is based upon our satisfactory review of the above information.
Once approved, we will have you sign a contract via E-sign or fax. When completed, we will deposit the funds into your bank account.
Loan Example: A $2500 loan paid bi-weekly @ $111.75 over 12 months at 29.9% APR would be $2905.50. APR rates are determined from previous credit history.